Monday, October 24, 2011

Proven methods can help owners sell homes, even in struggling market | ksl.com

Proven methods can help owners sell homes, even in struggling market | ksl.com

***PLEASE DON'T FORGET TO REVIEW OUR PREVIOUS POSTS. NAMES & PHONE NUMBERS OF CITY/COUNTY HOME BUYING GRANTS ARE POSTED!

This above article goes to show why now is the time to buy. These tough times for those trying to sell their home has made it to be one of the best times for those looking to buy a Utah Home For Sale and combined with rates at or below 4% I don't see how anyone could go wrong purchasing Utah Real Estate right now.

Remember to view the older posts on our blog. They contain Utah home grants and down payment program information. Including grants listed by cities and counties including phone numbers.


Friday, October 21, 2011

Utah Home Grants - Utah Down Payment Programs - Utah Real Estate

I am always looking for new grants that are available so that I can share them with the readers. Does anyone know of grants or down payment programs that I do not have listed below? Must be for Utah only. Down payment loan programs work as well. Share your knowledge! Here are a few programs that I have found in addition to my last post on grants for Utah Real Estate.

USDA 100%
Financing Program Zero down payment
Property must be located in targeted rural area.
Check property eligibility.
Income restrictions apply.
Check income eligibility.
No mortgage insurance Buydown rate option available with 0 down payment-current rate 2.75% (APR 2.90%) as of 8/24/10 Seller can pay 6% of purchase price toward closing costs

VA Loan
0 down payment
Great 30 year fixed loan program with 0 Down Payment for veterans or active military personnel in Army, Navy, Marine Corps, Air Force, Coast Guard, and National Guard.
Fair to marginal credit may qualify.

Fannie Mae HomePath Loan 
Purchase Fannie Mae Foreclosure-visit www.UtahHomesToGo.com for eligible properties in your area 5% Down Payment No PMI or mortgage insurance No Appraisal fee may be required 660 credit score

You can reach Michael Christian at: 801-870-9669 for more information and loan programs.

***Also see our post below for additional Utah Home Grant programs and Down Payment programs.

Or you can start searching properties here:

Tuesday, March 29, 2011

Utah Home Grants

Utah Homes For Sale & Utah Home Grants

Everywhere you look you seem to see grants & down payment programs advertised, but when you try to find these programs they seem not to exist.

I am putting together this blog to make it easy to find available Utah home grants and down payment assistants programs.

The biggest thing to remember when searching for Utah home grants and Utah down payment assistance programs is that they run out of money quickly and most have income caps on them.

Here is a list of Utah Home Grants:

Multi Counties Bear River Association of Governments First Time Home Buyer Program(FTHB) (435) 752-7242
Multi Counties Housing Services of Utah Valley Loan to Own Program (LTO) (801) 852-6164
Ogden Lincoln Court Townhomes Down payment Assistance Program (DAP) (801) 629-8942
Ogden Own-in-Ogden Program (801) 629-8942
Ogden Urban Homestead Program (UHP) (801) 629-8942
Provo 80/20 Down Payment and Closing Cost Assistance Program (DPA) (801) 852-6160
Provo Down Payment and Closing Cost Assistance Program (DPCCA) (801) 852-6160
Provo Neighborhood Housing Services, Inc. Down Payment and Closing Cost Assistance Program (DPCCP) (801) 375-5820
Salt Lake Community Development Corporation of Utah Own in Salt Lake Down payment Assistance Program (DAP) (801) 994-7222
Salt Lake Neighborhood Housing Services Inc A Home to Own Program (DAP) (801) 539-1590
Tooele County Down Payment Assistance Program (DAP) (435) 882-7875
West Jordan Down Payment Assistance Program (DPA) (801) 569-5060
West Valley City Home Ownership Program (HOP) (801) 963-3280

First time home buyers also have the option of going with a Utah Housing Loan which offers 100% financing for those who qualify. Their website is: http://www.utahhousingcorp.org/

You can also take a look at Web Grants: http://housing.utah.gov/WebGrants/index.html

There is also another loan program through the USDA that allows for 100% financing as well, but the areas it allow are more rural like parts of Cache County & Utah County.

A very good and knowledable lender that I trust is Michael Christian with Republic. He can assist you with all of these loan programs and grants. His phone number is:801-870-9669

Now that you have the information for Utah home grants it's time to start looking for that dream home! Start your search below.


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